Professional Indemnity Guide Cover
8 out of 10 small business owners aren't sure what their Professional Indemnity policy needs to protect them. Are you one of them?
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GIVING YOU TOTAL PEACE OF MIND

Our comprehensive overview of essential information gives you what you need to know about Professional Indemnity insurance, tailored to businesses in Australia.

Use this guide as a reference when reviewing your Professional Indemnity Insurance, and to assess if your existing policies are falling short in protecting your business.

Inside Look

GUIDE FEATURES

POLICY FEATURES AND BENEFITS

  • What Professional Indemnity Insurance is – and who needs it
  • Who can make a claim against you
  • What Professional Indemnity Insurance covers and it’s features and benefits

SELLING OR CEASING BUSINESS?

  • Check if you require Run Off Cover to protect yourself from potential future claims

POLICY COVER CHECKLIST

  • A handy, comprehensive checklist to make sure your policy has the right cover for your business

SETTING YOUR SUM INSURED CHECKLIST

  • Questions you need to ask when setting your sum insured, to ensure you get the right amount of cover.

CLAIMS MADE POLICY

  • What a ‘Claims Made’ policy is – and why you need to know
  • The difference between an Occurrence and Claims Made Policies – this is important information to know!

BEFORE ENTERING INTO CONTRACTS, CONSIDER THE CONDITIONS

  • How contractual liabilities may affect your insurance
  • Indemnity and hold harmless clauses and their implications

CLAIMS NOTIFICATION PROCESS

  • Notifying possible circumstances that could give rise to a claim
  • What is a ‘circumstance’ that could give rise to a claim
  • What happens in the event of Failure to notify circumstances

GET YOUR FREE GUIDE NOW!

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Amanda Smith

A word from Amanda Smith, Founder – Optimum Insurance

“There’s nothing worse than hearing about business owners who’ve had a claim irreparably damage their business from having inappropriate insurance cover. I wrote this guide so business owners like you have one less thing to worry about, giving you more time and energy to focus on your passion – your business. After all, you’re in business to help others, not worry about insurance claims (luckily, that’s my passion).”

“As a consultant working with many different businesses in ever-changing ways, this guide helped me understand what I need in my policy, and gave me more confidence by knowing what to do if a claim ever happens.”

Boris Mayfield

“As a PI underwriter this guide is exactly how we would want potential clients educated by their Broker. It is an excellent resource on professional indemnity insurance.”

Stuart Coleman

Nova Underwriting

“Thanks. This guide really helped me understand what professional indemnity insurance covers and the importance of reviewing my business and notifying possible claims each year.”

Louise Fletcher

Knowledge is Power

Discover everything you need to know about Professional Indemnity Insurance to keep your business protected.

Professional Indemnity Insurance Guide
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After Advice or A Quote?

Optimum Insurance Services are qualified insurance advisers. We welcome all enquiries in relation to our insurance products and services. To obtain advice or a competitive quotation enquire online. If you would like to discuss your specific needs further, please call 1300 739 861 and speak with our friendly and helpful advisers.

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